Place one tortilla in the air fryer basket. Top with cheese, chicken, and beans. Season with the cumin, chili powder, salt and pepper. Place the other tortilla on top. Set a metal trivet or metal measuring cup on top to weigh down the top tortilla. Spray the top with cooking oil.
Air fry at 350°F(175°C) for 5-8 minutes. When your desired crispiness is reached, carefully remove the quesadilla from the air fryer. Garnish with toppings and serve.