Scoop the avocado from the shell, discard the pit. Season with salt and pepper and mash.
Add about 1 tablespoon of refried beans into the bottom of your serving cup. Layer on the same amount of avocado, then a thinner layer of sour cream, and salsa.
Top with shredded cheese, lettuce and black olives. Serve with chips.
Notes
The amount of cups you can make depends on the size of the cups you are using and the amount of filling you put in each cup.